Wednesday, January 8, 2014

Know why should you buy an Insurance?

Why should I invest in insurance?
click here to know more

Saving is very important, we will have to save to secure our future financial goals, like our personal retirement, children marriage, child higher education, Families financial protection in case of any mis happening, etc. So you must think which saving tool is good to fulfill your financial goals.
Buying Life Insurance linked saving plan is the best among all other options because of the following reasons - 


  • You will save tax under section 80 (C).
  • Your Returns will also be tax free under section 10(10D).
  • You will get life insurance cover to protect your family from financial losses in case of any mis happening with you.
  • You can choose flexible payment mode options from yearly, half-yearly, Quarterly or Monthly.
  • Because Insurance plans are mostly for long term so you are bound to save your money for a longer time which is good because your long term savings will ensure to fulfill your long term financial goals.
  • Everyone loves their dear and nearer ones and nobody wants to make hand to mouth their dear ones after his unfortunate death. If someone is responsible to his family and cares them so he should buy a life cover which suites according to his earnings and family needs because when you die, there are three deaths: the husband, the father and the income. You can ensure not to die the income after you, emotional loss no one fulfill but financial losses can be fulfilled by you.
  • Whatever excuse you may have for not buying life insurance now, u will only sound ridiculous to your widow. Because you are your family's trustee the question is are you a good trustee.
  • You don't buy Life Insurance because you are going to die, but because those you love are going to live after you. And they need a lifestyle as you always want them to live.
  • But think about this, your widow's most cherished memories of your good intentions will not pay the rent or the bills.
  • One of two things is certain; you will live or you will die. If you live you will need money; if you die, your family will.
  • Should you plan to provide for your family for as long as you live? Or for as long as they live.
  • If there is anything worse than a home without a family, it is a family without a home.
  • Plan for life as though you will live forever. Plan for death as though it will come tomorrow.
  • Would you agree? The only person who can take care of the older person you will someday be - is the younger person you are now? SO invest now for your older age.
  • And last - Death comes everyday to someone and someday to everyone.

So act now before it’s too late.    CLICK HERE TO BUY
Sources:
http://licofindiadelhi.weebly.com/why-we-need-insurance.html

LIC's New Plans



LIC launches new Plans, Following are new plans and details are linked, Please click on the name of the plan to know more

LIC's Insurance Plans are policies that talk to you individually and give you the most suitable options that can fit your requirement.

Endowment Plans:


>> Single Premium Endowment Plan (Plan No 817)
>> New Endowment Plan (Plan No 814)
>> New Jeevan Anand Plan (Plan No 815)


Money Back Plans:

>> LIC's New Money Back Plan -20 years (Plan No 820) 
>> LIC's New Money Back Pllan -25 years (Plan No 821)
>> LIC's New Bima Bachat (Table No 816)